Home

Program Details

About Us

Applications

Articles

Claims

Contact

 

EnsureSmBusiness™

Why Ensure your Data beyond the technology you've already implemented?

- HIPPA or GLB and/or other government regulation and compliance 
- Exclusions of electronic data from commercial insurance policies
- Liability for your or your clients if an employee error or intruder damages data
What EnsureSmBusiness™ is:
- Protection that includes all EnsureData™ coverage including:
           - Protection that restores your data or website
           - Protection that replaces important company electronic data or website
           - Protection that recreates your data or website if it cannot be restored
- Provides coverage for any damages and expenses that the covered company is
    obligated to pay with respect to Email and Website liability
- A program which is insured by an insurance company rated 'excellent' or better by
    AM Best
What EnsureSmBusiness™ covers:
Data:
- Computer virus  Electronic data loss includes any computer virus attack, worm, time
    or logic bomb, or Trojan horse either sent or introduced or created by an employee,
    hacker or intruder on your computer system.
- Acts of employees  Data loss includes inadvertent employee errors.  
- Unauthorised access  Includes fraudulent input, modification, theft or destruction of
    electronic data by an employee or an intruder.  Also includes misplacement of data.
- Physical damage Fire, power and other natural disasters.
- Unauthorised access  Includes fraudulent input, modification, theft or destruction of
    electronic data by an employee or an intruder.  Also includes misplacement of data.
- Physical damage Fire, power and other natural disasters.
Liability:
- Provides coverage for any damages and expenses that the covered company is
    obligated to pay in respect of:
    - Email and instant message content liability
    - Website content liability
    - Broad definition of coverage for advertising injury and personal injury claims including
      defamation, slander, product disparagement and libel, invasion or infringement of
      privacy and public disclosure of private facts
    - Unlawful use of materials or information
    - Inadvertent transmission of a virus or other malicious code
Who can access the program?
- Small one or two employee operations to larger businesses requiring limits in the
    millions of dollars.
- Coverage is worldwide.
What do I need to get started?
- Complete a simple, 1 page questionaire - less then 5 minutes - e-mail or fax the
   completed document for a quote within 24 hours.  
   Small business application:  EnsureSmBusiness™
   Data coverage application for Enterprises with +1 million revenues:
EnsureEnterprise
- *Substaintual discounts for businesses with an Acceptable Use Policy for employee
    conduct (Ensurent can provide a sample form), a firewall, anti-virus software,
    weekly back-ups of data, and a web hosting contract that states that you or your
    business is not responsible for the actions of the web-hosting provider.
 

 

 

 


 
EnsureData™
Small to large companies

* $20,000 to $75,000 (or higher)
     available to restore, replace
     and/or recreate data or a
     website

* Programs starting for as little
     $ 100/month

                      About EnsureData™


EnsureSmBusiness
Small to large companies

* Includes the Data protection and
    adds liability protection

* Includes claims against content
     sent in an e-mail, posted on a
     website, public disclosure of
     private facts and more.

                 About EnsureSmBusiness™


EnsureEnterprise
Medium to large companies

* Protect your organization with a
    combination or all of the below
    coverages:

* Media Errors and Omissions,
    Network Security Liability
    (DATA), Cyber extortion,
    Business Income Protection,
     Breaches of Security, Network
    Business Interruption,
    Contingent Business
    Interruption, Dependent
    Business Interruption, Asset
    Protection, Crisis
    Management,
    Criminal reward fund.

                     About EnsureEnterprise